Job Overview
We are seeking a highly skilled Senior Mortgage Loan Processor to join our esteemed team of lending professionals. This role is ideal for individuals with extensive experience in loan processing who excel in time management and customer service. If you are detail-oriented and looking for an exceptional opportunity that offers substantial avenues for career advancement, we invite you to apply.
Position Type: Remote
Compensation: \(45,000 - \)50,000 yearly
Key Responsibilities
- Gather and request third-party documentation necessary for residential home loans, ensuring the creation and maintenance of precise mortgage loan files.
- Serve as the primary liaison for title companies, real estate agents, mortgage loan officers, borrowers, and underwriters to facilitate timely loan closings.
- Verify that all loan files, credit packages, and disclosure documents adhere to company lending policies as well as federal and state regulations.
- Efficiently submit loan file documentation into designated software applications.
- Collect and confirm loan documentation, including title insurance, loan applications, credit reports, appraisals, and income declarations, ensuring timely delivery to underwriting for review.
Required Skills
- Exceptional abilities in time management and customer service.
- Strong attention to detail and effective communication skills.
- Comprehensive knowledge of current residential mortgage loans, including FNMA, FHA, VA, USDA, and Conventional loans. Familiarity with commercial and refinance loans is advantageous.
- Thorough understanding of the mortgage industry, particularly federal and state regulatory requirements.
Qualifications
- A high school diploma is required; a Bachelor's degree is preferred.
- A minimum of 8 years of experience in mortgage loan processing with familiarity across various loan types and regulatory standards.
- Bilingual proficiency in Spanish and English is a plus.
Career Growth Opportunities
This position presents significant potential for professional development, allowing you to enhance your expertise and establish a robust career in mortgage processing within our reputable organization.
Employment Type: Full-Time